WORLD NUMBERSWORLD IN MOTION

Numbers tell a bigger story.

US STOCKS · SEC COMPANY PROFILE

BAC

Bank of America

BANK OF AMERICA CORP /DE/ · NYSE

Bank of America provides consumer banking, wealth management, commercial banking and global markets services.

Visit Bank of America’s official website
Latest 10-Q
WN ESTIMATE · RESETS AT 00:00 UTC≈ $341.6M / DAYEstimated revenue pace so far today$232,665,063.55

Reported revenue spread evenly through elapsed UTC time. Refresh does not restart it; it resets at midnight UTC.

PUT THE NUMBERS IN CONTEXT

For every $100 of reported revenue

2026-01-01–2026-06-30 · ratios from the same reported period

$28.56Net profit
$114.53Operating cash flow
Not separately reportedCapital spending

Profit includes accounting items that may not involve cash today. Operating cash flow measures cash from operations; capital spending covers the reported investment measure. These ratios help compare scale, but industry, seasonality and one-time items still matter. They are not a breakdown that adds to $100.

REVENUE MIX

Business lines & GAAP reconciliation

Reported period · ended 2026-06-30
Consumer Banking36.2% of revenue
$22.39BReported period revenue component
Global Wealth & Investment Management22.0% of revenue
$13.58BReported period revenue component
Global Banking20.3% of revenue
$12.52BReported period revenue component
Global Markets24.5% of revenue
$15.13BReported period revenue component
All Other-2.4% of revenue
-$1.47BReported period revenue component
Tax-equivalent deduction-0.5% of revenue
-$325MReported period revenue component

Revenue is net of interest expense. Business-line amounts use a tax-equivalent basis and are reconciled to GAAP revenue. Deposits and trading balances make bank cash flow unlike industrial cash generation. Segment shares are calculated from consolidated revenue for the same period.

MARKET PRICE

BAC stock price

1H default · provider data

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WORLD NUMBERS ASSESSMENT

Company Health Score

Expand for the score breakdown and outlook
Solid overall healthCash, growth, profits and investment · review the assumptions below8/10View details
8 / 10

Solid overall health

Our assessment of the reported financial position and the company-specific outlook.

1–3Strained4–6Mixed7–8Solid9–10Very strong

Higher means stronger overall financial health under this model. This is World Numbers’ subjective assessment, not an official rating or a prediction of the stock price. It does not establish that shares are good value.

Revenue growth8/10 · 36.36363636363637% weight

15.0% change in latest-quarter revenue from the comparable year-earlier quarter.

Profitability9/10 · 36.36363636363637% weight

28.6% net margin for the reported 181-day period. One-time gains or charges can affect this measure.

Future outlook5/10 · 27.27272727272727% weight

Interest rates, deposit costs and credit quality affect results; client trading and investment banking activity can change fee income.

Looking ahead

Interest rates, deposit costs and credit quality affect results; client trading and investment banking activity can change fee income. This is a speculative editorial interpretation of the filing’s business and risk discussion, not quantified issuer guidance.

How we arrived at the score

Cash scores use cash ÷ liabilities: at least 0.5 scores 9, 0.25 scores 8, 0.1 scores 6; otherwise 4. Revenue growth scores: at least 30% scores 9, 10% scores 8, non-negative scores 6; otherwise 3. Net margin scores: at least 20% scores 9, 10% scores 8, non-negative scores 6; otherwise 3. Cash after investment ÷ revenue scores: at least 15% scores 9, 5% scores 8, non-negative scores 6; otherwise 3. Future outlook is an editorial score. Cash after investment is unavailable and excluded. Remaining weights are normalized to 100%. Bank deposits and trading balances make this generic score a limited comparison; it is not a regulatory bank-capital assessment. The weighted result is 7.55, rounded to 8. These thresholds and weights are judgment choices, not statistically validated probabilities. The assessment uses data through 2026-06-30; it does not update each second.

SEC financial results & risk discussion Filed 2026-07-31 · verified 2026-10-08

Net income

WN ESTIMATE · RESETS AT 00:00 UTCReported: $17,658,000,000 · 2026-01-01–2026-06-30≈ $97.56M / DAYEstimated pace so far today
$66,446,703.74

Latest quarter: $9.07B net income · 28.8% net margin

Q1 2027 at this pace: $8,780,220,994Reported total ÷ 181 days × elapsed UTC time. Refresh does not restart this estimate; it resets at midnight UTC.

Operating cash flow

WN ESTIMATE · RESETS AT 00:00 UTCReported: $70,813,000,000 · 2026-01-01–2026-06-30≈ $391.23M / DAYEstimated pace so far today
$266,467,914.37

Reported cash flow from operations

Q1 2027 at this pace: $35,210,883,978Reported total ÷ 181 days × elapsed UTC time. Refresh does not restart this estimate; it resets at midnight UTC.

Capital spending

Not separately reportedUnavailable

Separate cash PP&E spending is not identified in this filing; no spending counter or cash-after-investment total is manufactured.

No zero or estimated spending total is substituted for missing data.
WHO LEADS THE COMPANY

Current leadership

Checked 2026-10-26

Brian T. Moynihan

Chief executive officer

Leadership is checked separately from annual compensation. The historical pay table below may cover different roles or former executives.

Leadership check and financial reporting dates are separate. Annual total compensation is updated when a new compensation disclosure is published; quarterly earnings do not necessarily include it.

HISTORICAL COMPENSATION

Reported executive pay

Pay reported for 2025

Three executives from the dated compensation disclosure. Names, roles and pay below describe that disclosure and do not establish who leads the company today.

Why use this pay period? The latest reviewed proxy reports fiscal 2025 compensation. Its publication date is different from the period being paid. The annual counters illustrate that historical pay across the current calendar year; they are not current payroll.

Brian T. Moynihan

Historical disclosure: CEO

WN ILLUSTRATION · 2026 SO FAR≈ $92,360.33 / DAYIllustrated pace based on 2025 pay$27,586,285.36Reported annual compensation spread evenly across the calendar year · refresh does not restart it · resets January 1 UTC
Salary reported · 2025
$1,500,000
Total pay reported · 2025
$33,711,521
Shares held or eligible to buy
2,803,195
Current value of reported shares
Not calculated
The chart’s quote is provided separately. We do not multiply historical ownership by an unverified price or treat conditional awards as cash.

Total includes grant-date stock or option accounting values, incentives, benefits and pension adjustments where reported; it is not all cash received.

Alastair M. Borthwick

Historical disclosure: CFO

WN ILLUSTRATION · 2026 SO FAR≈ $43,785.98 / DAYIllustrated pace based on 2025 pay$13,078,045.71Reported annual compensation spread evenly across the calendar year · refresh does not restart it · resets January 1 UTC
Salary reported · 2025
$1,000,000
Total pay reported · 2025
$15,981,884
Shares held or eligible to buy
363,201
Current value of reported shares
Not calculated
The chart’s quote is provided separately. We do not multiply historical ownership by an unverified price or treat conditional awards as cash.

Total includes grant-date stock or option accounting values, incentives, benefits and pension adjustments where reported; it is not all cash received.

Dean C. Athanasia

Historical disclosure: Co-president

WN ILLUSTRATION · 2026 SO FAR≈ $53,125.59 / DAYIllustrated pace based on 2025 pay$15,867,610.98Reported annual compensation spread evenly across the calendar year · refresh does not restart it · resets January 1 UTC
Salary reported · 2025
$1,000,000
Total pay reported · 2025
$19,390,842
Shares held or eligible to buy
558,541
Current value of reported shares
Not calculated
The chart’s quote is provided separately. We do not multiply historical ownership by an unverified price or treat conditional awards as cash.

Total includes grant-date stock or option accounting values, incentives, benefits and pension adjustments where reported; it is not all cash received.

Total compensation can include grant-date accounting values of stock or options and benefits. It is not necessarily cash received. Ownership date: 2026-03-13. Beneficial ownership is a dated proxy snapshot and can include options or awards eligible within the disclosed window; it is not a live count or all currently tradable stock. Counts use common stock beneficially owned and exclude separately listed unvested restricted stock units.

SEC compensation & ownership tables Last completed verification 2026-10-08
THE PEOPLE BEHIND THE COMPANY

Employees

Reported workforce snapshot
Reported employees213,000As of 2025-12-31
Average employee payNot calculatedNo verified company-wide mean salary is used on this page.
Median total employee pay$123,990Fiscal 2025 · includes more than base salary
Reported executive pay ÷ median employee pay272:1Based on Brian T. Moynihan’s 2025 total pay · not the current CEO’s pay unless the same person and period apply

Annual workforce and proxy pay populations can differ. Median compensation is the middle disclosed employee, not average salary. The ratio here uses the first displayed executive’s compensation table total, which can differ from the issuer’s official ratio. Employee counts are reported snapshots and do not tick. Companies use different employee populations and pay-ratio methods, so comparisons need care.

SEC workforce disclosure Employee date 2025-12-31 · verified 2026-10-08
SEC median employee compensation Last completed verification 2026-10-08
REPORTED RESULTS

Revenue & net income

Revenue appears in blue above net income in pink. Net margin is net income divided by revenue. These are reported results, not estimates.

Open the 10-Q filing Reporting period ended 2026-06-30 · filed 2026-07-31
PUTTING THE NUMBERS IN CONTEXT

What changed?

Latest quarter · year-over-year
Revenue grew 15.0%

$31.56B versus $27.44B in the comparable quarter a year earlier. The dollar change was $4.12B.

Quarterly net margin: 28.8%

$9.07B net income versus $7.17B a year earlier. Net income includes expenses and other gains or charges; it is not a measure of cash in the bank.

Revenue is net of interest expense. Business-line amounts use a tax-equivalent basis and are reconciled to GAAP revenue. Deposits and trading balances make bank cash flow unlike industrial cash generation. For the 181-day cash-flow period, operating cash flow less cash capital spending was Not separately calculated.

THE NEXT REPORT

Watch next quarter

Net interest income and deposit costs
Compare the next report with the sourced baseline on this page.
Credit losses and loan growth
Compare the next report with the sourced baseline on this page.
Wealth and markets revenue
Compare the next report with the sourced baseline on this page.

Interest rates, deposit costs and credit quality affect results; client trading and investment banking activity can change fee income. Next earnings date: consult the company’s confirmed announcements; no unverified calendar date is displayed.

BALANCE SHEET SNAPSHOT

What was reported at 2026-06-30

Reported once · not live
Cash & equivalentsNot verifiedAs of 2026-06-30 · filing snapshot
Short-term investmentsNot verifiedAs of 2026-06-30 · filing snapshot
Total assets$3.5TAs of 2026-06-30 · filing snapshot
Total liabilities$3.2TAs of 2026-06-30 · filing snapshot
Common shares outstanding7.018BAs of 2026-06-30 · filing snapshot

Balances update when a new filing is verified. Investment categories differ; only the labeled short-term category is displayed.

INVESTOR SNAPSHOT

Valuation, returns & earnings

Latest filed period
Price-to-earningsNot calculatedRequires a verified price and trailing twelve-month EPS; the chart is a separate provider.
Cash dividends paid$4.96B2026-01-01–2026-06-30 · cash outflow, not dividend yield
Diluted EPS · reported period$2.31Net income per diluted share · 181-day period
Revenue growth · latest quarter+15.0%Compared with the same quarter a year earlier
Reported net margin28.6%Net income ÷ revenue · full reported period
Operating cash after investmentNot separately calculatedOperating cash flow less cash capital spending
Cash repurchase payments$13.25BHistorical cash payments; excludes future authorizations
Report verified2026-10-08Filed 2026-07-31 · period ended 2026-06-30
Accounting data comes from SEC filings. Market prices in the chart are supplied by TradingView; exchange delays and availability are shown there. A ticking flow does not update the stock price.
SHAREHOLDER DETAILS

Capital returns & voting rights

As filed
Dividends and repurchases

Dividend and repurchase payments are historical cash flows, not future commitments or dividend yield.

Ownership and reported shares

Beneficial ownership is a dated proxy snapshot and can include options or awards eligible within the disclosed window; it is not a live count or all currently tradable stock. Counts use common stock beneficially owned and exclude separately listed unvested restricted stock units. Reported executive ownership is dated 2026-03-13; balances and market values are different measures.

UNDERSTAND THE NUMBERS

Bank of America financial questions, explained

How much revenue does Bank of America generate per day and per second?

The reviewed SEC 10-Q reports $61,830,000,000 from 2026-01-01 through 2026-06-30, covering 181 days. Dividing by those actual days gives $341,602,210 per day and $3,954 per second. The counter illustrates that historical rate across each UTC day; it is not live sales or management guidance. Revenue is net of interest expense. Business-line amounts use a tax-equivalent basis and are reconciled to GAAP revenue. Deposits and trading balances make bank cash flow unlike industrial cash generation.

Read the SEC source
What were Bank of America’s latest quarterly revenue and earnings?

For the quarter ended 2026-06-30, revenue was $31,558,000,000 and net income was $9,074,000,000, a 28.8% net margin. Revenue in the comparable year-earlier quarter was $27,443,000,000. Reported net income includes accounting gains, expenses and charges; it is not cash collected.

Read the SEC source
Where does Bank of America’s reported revenue come from?

Business lines & GAAP reconciliation: Consumer Banking: $22,385,000,000 (36.2%); Global Wealth & Investment Management: $13,583,000,000 (22.0%); Global Banking: $12,523,000,000 (20.3%); Global Markets: $15,131,000,000 (24.5%); All Other: $-1,467,000,000 (-2.4%); Tax-equivalent deduction: $-325,000,000 (-0.5%). These amounts cover 2026-01-01 through 2026-06-30. The negative component is a deduction used to reconcile business amounts to net consolidated revenue; it does not represent negative customer sales. Product and geographic breakdowns are labeled as such and should not be mistaken for separate operating segments.

Read the SEC source
How much compensation did Brian T. Moynihan report at Bank of America?

The latest reviewed proxy reports $1,500,000 salary and $33,711,521 total compensation for fiscal 2025. CEO. Total includes grant-date stock or option accounting values, incentives, benefits and pension adjustments where reported; it is not all cash received. The annual-pay counter is an illustration spread through the current calendar year, not evidence of cash being paid every second.

Read the SEC source
How many employees does Bank of America report, and what is median pay?

The annual filing reports 213,000 employees as of 2025-12-31. The proxy reports median total employee compensation of $123,990 for Fiscal 2025. Median means the middle employee in the disclosed population, not an average base salary. Annual workforce and proxy pay populations can differ. Median compensation is the middle disclosed employee, not average salary. The ratio here uses the first displayed executive’s compensation table total, which can differ from the issuer’s official ratio.

Read the SEC source
Does Bank of America’s operating cash flow cover reported capital spending?

The filing reports $70,813,000,000 operating cash flow, but a separate cash PP&E spending figure is not identified. No cash-after-investment figure is manufactured. Revenue is net of interest expense. Business-line amounts use a tax-equivalent basis and are reconciled to GAAP revenue. Deposits and trading balances make bank cash flow unlike industrial cash generation. Bank deposit and trading flows are different from industrial cash generation.

Read the SEC source
Does Bank of America pay a cash dividend?

The reviewed period shows $4,956,000,000 of cash dividend payments. That is a historical total, not dividend yield or a promise about future payments. Dividend and repurchase payments are historical cash flows, not future commitments or dividend yield.

Read the SEC source
What should investors watch in Bank of America’s next report?

Watch Net interest income and deposit costs, Credit losses and loan growth, Wealth and markets revenue. Interest rates, deposit costs and credit quality affect results; client trading and investment banking activity can change fee income. The next-quarter counters hold the reported daily rate unchanged. They are World Numbers scenarios, not issuer guidance or stock-price predictions.

Read the SEC source

Reporting period: 2026-01-01–2026-06-30 · filed 2026-07-31 · last completed verification 2026-10-08 · page updated 2026-10-26

How World Numbers calculates estimates

How the estimates work

We divide each reported flow by its actual 181-day reporting period. The daily rate is spread evenly over elapsed UTC time and resets at midnight. Refreshing the page does not restart the counter. The next-calendar-quarter illustration holds that pace unchanged; it is not live sales or a company forecast. Annual executive pay is spread across the current calendar year, including leap-year day counts. Stock awards, balances, employees and shares are not current payroll or live counts. Company-specific limitations: Revenue is net of interest expense. Business-line amounts use a tax-equivalent basis and are reconciled to GAAP revenue. Deposits and trading balances make bank cash flow unlike industrial cash generation.

Sources & timestampsReporting period: 2026-01-01–2026-06-30Report filed: 2026-07-31Last completed verification: 2026-10-08Page updated: 2026-10-26SEC filing SEC machine-readable facts
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