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FEDERAL PROGRAM · FUNCTION 450

Flood insurance reserves

OMB reports this National Flood Insurance Reserve Fund account under Department of Homeland Security. Its budget-function label is Disaster relief and insurance. This account-level measure records outlays made; it does not identify individual contracts, recipients, or project results.

Week starts Monday · YTD starts January 1 · UTC. All-time history is not yet available.

FY2025 ACTUAL OUTLAYS
WN Estimate
Estimated spending · YTD$3,102,346,155Historical pace · USD, UTC

Running totals apply the historical FY2025 pace. They do not measure transactions recorded today.

REPORTED FY2025 OUTLAYS$3,792,000,000October 1, 2024 – September 30, 2025

What this account tells us

OMB classifies this account under Disaster relief and insurance. That classification gives broad budget context. The OMB account total does not show individual purchases or program outcomes.

Official account details

Official account name
National Flood Insurance Reserve Fund
Reporting source
Department of Homeland Security
Bureau
Federal Emergency Management Agency
OMB agency–bureau–account code
024-70-5701
Budget function
Disaster relief and insurance

Five years of reported amounts

Fiscal years end September 30. These are actual net outlays in nominal dollars, using the account structure in OMB’s FY2027 database.

National Flood Insurance Reserve Fund · reported outlays
Fiscal yearReported amount
2021$392,000,000
2022$439,000,000
2023$405,000,000
2024$302,000,000
2025$3,792,000,000

FY2025 outlays were $3,490,000,000 higher than FY2024 (1155.6%). Changes in account coverage, transfers and payment timing can affect the comparison.

Trace this figure to the source workbook

Use Sheet1, column “2025”, rows 4034. Sum these records and multiply by 1,000 to convert the published thousands of dollars to dollars. Each record is included once, including all grant, budget-status and spending-category splits within this function.

How these numbers work

FY2025 actual outlays from OMB’s FY2027 Public Budget Database. Values in thousands of dollars are multiplied by 1,000. Records are filtered by budget subfunction, then summed by agency, bureau and account across mandatory/discretionary, grant and budget-status splits. Each account is assigned once. Offsetting receipts, collections and negative adjustments remain in the reconciliation. Account amounts can include transfers; they are not a measure of money received directly by households. FY2026 and later estimates are excluded. History follows the account structure in this database edition; reorganizations can affect comparisons. Treasury’s headline uses a different reporting period.

Running amounts apply a constant historical pace: the reported amount divided by every second in FY2025 · October 1, 2024–September 30, 2025, multiplied by elapsed time in the selected range. They illustrate the flow; they do not track actual transactions today. Week starts Monday and YTD starts January 1, in UTC. Dollar increments show motion, not dollar-level measurement accuracy.

“Reported period” restores the original source amounts. This pace model freezes at 2027-01-01 unless a newer official snapshot is imported. These program snapshots have their own reporting periods and coverage, which differ from the national Treasury budget-function counter.

Official sources, versions & audit trail
OMB FY2027 Public Budget Database · actual FY2025 outlays ↗

FY2027 budget database · April 2026 · FY2025 actuals only · Released 2026-04-03
Retrieved 2026-09-28 · Archived source

Version: omb-fy2027-actual2025-v2. Source-file SHA-256 checksums, original observations and the model are included in the audit download. Illustrative images are AI-generated and do not identify actual recipients, facilities or contract work.

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