Money › Consumer Debt · United States
Consumer Debt
The G.19 series covers consumer credit, including revolving credit and nonrevolving loans. It excludes loans secured by real estate, so it is not a measure of all household debt.
Numbers tell a bigger story.
≈ $272.33M USD / day modeled change
Continues from its source anchor · no daily reset
What makes this number move?
Source balance: 2026-08 · model anchor: 2026-09-01T00:00:00.000Z
Adds the modeled change to the reported balance. Actual daily changes can go in either direction.
Extend the published G.19 annualized flow (99400000000 USD/year) using 365 calendar days. Anchor at the start of the month after the observation and freeze after 92 days. Import rounded stocks and the independently published flow separately. A negative flow remains negative.
Excludes loans secured by real estate. This is a constant-pace illustration, not live borrowing; annualized flow is not the difference between rounded stocks.
Consumer credit outstanding over time
Published values in the current source vintage. The line joins observations; it does not show a historical WN forecast.
View accessible data table
| Period | Official value (USD) |
|---|---|
| 2026-06 | $5,170,800,000,000 |
| 2026-07 | $5,188,500,000,000 |
| 2026-08 | $5,196,800,000,000 |
EXPLORE THE SCALE
What does this pace mean over a minute or an hour?
Consumer credit outstanding · based on 2026-08. This calculates the modeled change in the balance, not the entire balance.
$189,117 USD
Calculation: stated rate × selected seconds. This is a scale illustration, not observed activity during that interval, a prediction or a change to the main counter. Actual activity varies; a negative rate represents a decrease.
What changed in the reported observations?
Consumer credit outstanding
2026-06: $5,170,800,000,000 → 2026-08: $5,196,800,000,000.
Difference: $26,000,000,000 (0.5% relative to the first displayed observation). This compares the first and last observations in this board’s displayed series, not necessarily consecutive periods or the same seasonal window. Check the source vintage and units before interpreting the change.
READING THIS BOARD
Is all household borrowing included?
Coverage depends on the selected series. Consumer credit and broader household debt differ, especially in whether mortgages are included.
Make a fair comparison
Check included loan types before comparing totals. An outstanding balance does not measure new loans issued today.
How this number works
Extend the published G.19 annualized flow (99400000000 USD/year) using 365 calendar days. Anchor at the start of the month after the observation and freeze after 92 days. Import rounded stocks and the independently published flow separately. A negative flow remains negative.
Excludes loans secured by real estate. This is a constant-pace illustration, not live borrowing; annualized flow is not the difference between rounded stocks.
Official source
Audit trail & all metric versions
Source response preserved in immutable content-addressed archive.
SHA-256: 320722d30f326cc0eef05558242a73d616d8ec845cebf03ae28a504275cf042e
Consumer credit outstanding
- Period
- 2026-08
- Source release date
- 2026-10-07
- Version
- Official source import · 2026-08
- Retrieved
- 2026-10-26T15:30:32.043Z
- Valid through
- 2026-12-02T00:00:00.000Z